Lending Club utilizes technology and innovation to reduce the cost of traditional banking and offer borrowers better rates and investors better returns. The Company has been prominently recognized as a leader for its growth and innovation, including being named one o Forbes’ America’s Most Promising Companies in 2012 and 2013, a 2012 World Economic Forum Technology Pioneer, and one of The World’s 10 Most Innovative Companies in Finance by Fast Company.
Prosper is a leading peer-to-peer lending marketplace that connects people who want to invest money with people who want to borrow money. On Prosper.com, borrowers list loan requests between $2,000 and $35,000, and individual lenders invest as little as $25 in each loan listing they select. Over the past six years, more than $900,000,000 in personal loans have originated through the Prosper platform. The unsecured personal loans are used by Prosper borrowers for a variety of purposes including paying down high interest rate debt and helping with small business funding.
Funding Circle is an online marketplace to help businesses find low cost loans quickly and investors get better returns. There are no middlemen, no banks, and no lengthy delays. By directly connecting people who want to invest money with vetted, established businesses who want to borrow money, we eliminate the cost and complexity of the banking world. It’s simple, we’re better for business, better for investors, better all around.
Raiseworks operates an online direct lending platform that connects small businesses with institutional lenders looking to lend directly to private businesses. We improve small business access to capital by leveraging technology to lower the cost of customer acquisition and loan application processing resulting in a dramatic acceleration of the application-to-funding cycle. For institutional lenders, Raiseworks opens the door to opportunities to invest directly in credit-worthy private businesses while earning stable, attractive returns.
The managing partners of New York-based Blue Elephant Capital Management are among the leading authorities on the evolving platform lending industry in the U.S. Founded in April 2013 by fixed income trading specialists, the firm is investment manager to levered alternative strategies, which includes short-term, prime consumer loans issued by online lending platforms.
Millennium Trust Company is a leading financial services company offering niche alternative custody solutions to institutions, advisors and individuals. We serve as a complement to traditional services offered by other custodians. Our innovative solutions include rollover solutions, alternative asset custody, private fund custody and advisor support services.
Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses and efficiently deliver capital to a market underserved by banks. Since launch in 2007, OnDeck has deployed over $900m in capital, and is growing at greater than 100% annually. The company is backed by leading VC firms, including Google Ventures and Institutional Venture Partners.
The Orchard platform enables institutional investors to scale their investment in Online Direct Lending by providing premier analytics, trade execution, and real time reporting. Online Direct Lending has grown exponentially over the past several years and is now a multi-billion-dollar industry. Orchard is focused on building the systems and infrastructure that will allow the space to scale into a major financial market. The company also runs the monthly Online Direct Lending Meetup (http://www.meetup.com/Peer-to-Peer-Lending-P2P/) and publishes a blog on its website exploring analytical and technical topics related to lending (http://www.orchardplatform.com/).
SoFi is a leading peer-to-peer lender, with over $450M in loans issued to more than 5,000 members. Our affinity-based marketplace connects highly qualified alumni with investor capital. Members benefit from significant savings, a simple online application process, and services like career coaching and entrepreneurship support. We’ve begun by tackling the $1T student debt crisis and are growing with our members needs into additional products such as mortgages and personal loans. For more information, visit SoFi.com.
Kabbage, Inc. is the leading provider of working capital for small businesses.
Founded in 2006, Opus is an award-winning, privately owned and operated full service domestic and offshore global fund administrator. With offices in New York, Chicago, San Francisco and Bermuda Opus provides fund administration services to over 150 global clients.
First Associates is the leading third-party service provider in the peer-to-peer industry. Our high-touch levels of service help major peer-to-peer platforms improve portfolio performance and build stronger customer relationships. Our modular, turnkey approach to service allows peer-to-peer companies to focus on their core activities while increasing the scalability of their organizations.
Richards Kibbe & Orbe LLP is a world leader in financial sector law, business transactions and high stakes litigation. For more than 20 years, the firm has consistently been at the forefront of emerging legal issues and investment activities. The sophistication, intelligence and intensity that have made RK&O a global leader in complex financial transactions and compliance issues have also driven the firm’s success in representing institutional clients and individuals confronting government investigations, securities law violations and complex business disputes.
Strategic Funding Source finances the future of small business with technology and insight. We provide financing to a wide range of businesses including retailers, restaurants, hotels, medical professionals, manufacturers, wholesalers and automotive dealers and suppliers. Using proprietary technology, we work directly with business owners to obtain quick approval for tailored financing to meet their goals. Our business finance solutions include Cash Advance, Revenue Based Financing (ACH), Term Loans and Asset Based Lending, Receivables Factoring , Motor Vehicle Dealer Finance, Medical Practice Financing and Patient Credit Programs.
RainFin.com is the leading peer-2-peer lending platform in Africa having launched in June 2012. RainFin launched with a focus on Personal unsecured lending products but since 2013 RainFin has expanded it’s offering with pilots across business loans. With Barclays Africa acquiring a 49% stake in RainFIn in Jan 2014 the company has started the rollout of its new product sets to include Personal and Business unsecured and secured lending across its peer-2-peer platform.
BDO provides assurance, tax, financial advisory and consulting services to a wide range of publicly traded and privately held companies throughout the United States. We offer a sophisticated array of services and the global capabilities of the world’s fifth largest accounting and consulting network, combined with the personal attention of experienced professionals. Our BDO Bay Area practice helps clients handle their fast changing business needs. With a global footprint that spans 144 countries, BDO is poised to address your immediate service needs and is ready to leverage our capabilities to support your organization for the long term – where you need us, when you need us. Our Bay Area leaders are on the ground ready to serve you.
CapitalSource (NYSE:CSE) is a leading commercial lender providing $5-$75 million dollar senior loans to consumer and commercial finance companies including P2P lenders, merchant cash advance companies, small business finance providers, and entities operating in a wide variety of other asset classes. Through our wholly owned subsidiary, CapitalSource Bank, we make commercial loans to small and middle-market businesses nationwide and offer depository products and services in 21 retail branches in southern and central California. Please visit our website (www.capitalsource.com) for more information.
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Cross River Bank (“CRB”) was founded in 2008 at the crossroad of technology and banking. CRB has developed key strategic partnerships with financial technology industry leaders over the past three years. As such CRB is well positioned to be at epicenter of the disintermediation phenomenon. CRB has built a fully compliant and integrated technology solution to cater to the online lending (including P2P) and payment processing arenas. CRB aims to align itself with the leaders of tomorrow and become the transaction bank of record for new entrants. CRB brings a deep industry knowledge, technology-based ease of process and a compliant, safe and sound platform to this rapidly emerging market, enabling new entrants and existing actors to focus strictly on their growth.
In today’s climate of increased regulation and credit scrutiny, it has become much more difficult for lenders to launch cost effective lending programs. Significant investment in lending infrastructure and resources adds to the challenge of entering markets and experimenting with new asset classes. LendKey is a cloud-based technology company that provides the essential infrastructure for any party to quickly, securely, efficiently, and profitably lend to anyone else. Its platforms allow anyone to affordably set up a full-scale, fully compliant lending operation within weeks, as well as tap into a community of like-minded lenders.
CircleBack Lending is an Internet-based consumer lending platform with a two-part mission. First, we aim to provide prime and super-prime consumers in the United States a fast and efficient way to borrow money at attractive interest rates. Second, we offer institutional and high-net-worth individual investors a robust, transparent platform to invest in these consumer loans.
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Afluenta is the leading and most participating peer-to-peer lending community across Latin America where members lend and borrow money for better yields cutting out expensive traditional middleman. Afluenta has the most advanced lending platform across the LatAm region providing the best investing tools available for retail and institutional lenders along with easy to apply loans for borrowers.
The Kingdom Trust Company is the leader, visionary and pioneer self-directed IRA custodian for crowdfunding, peer-to-peer lending, and private equity and debt marketplace. Kingdom Trust is the only true institutional provider that works with the most crowdfunding platforms and portals as a result of leading-edge, seamless and efficient on-line account processing, and the most competitive institutional pricing. From simple self-directed IRA custody of alternative assets for the individual investor to sophisticated solutions for institutional clients, Kingdom Trust serves a wide array of clients seeking portfolio diversification.
Better Finance, Inc. (formerly BillFloat) www.betterfinance.me, is a financial technology company providing innovative leasing and credit solutions to consumers and small businesses online, in-store and via mobile. The company’s platform currently delivers two industry-leading financial products, SmartBiz (www.smartbizloans.com) and SmartPay (www.smartpaylease.com). SmartBiz offers small businesses low-interest, long repayment term, SBA-guaranteed working capital loans between $5,000 and $150,000 via a 20 minute secure online application process with funding availability 5 to 7 business days after completion. SmartPay is a lease-to-own payment plan that allows consumers to access smartphones, accessories and other high-value items while spreading the payments over an extended term to make them more affordable. Better Finance is based in San Francisco. The company was founded in 2009 by a team of experienced financial services entrepreneurs with backing from leading venture capital firms including Investor Growth Capital, Venrock, First Round Capital, Baseline Ventures, and SoftTech VC.
Since 1998, CAN Capital, Inc. has been helping small and medium-sized businesses get ahead. Our cutting-edge technology, quick application and approval processes, customer-focused delivery, and great service have kept us at the forefront of the industry.
Cloud Lending Inc (CLI) empowers financial institutions to grow, innovate, and stay ahead of regulatory and market changes in the industry. It does it through the use of cutting-edge S.M.A.C (Social, Mobile, Analytics and Cloud) technologies. CLI solutions are flexible and can be easily extended to support any loan type. CLI is trusted by more than 400 lending business users in 9 countries across the world, who use its solutions to be borrower-focused and process more loans in less time. CLI solutions are the most agile solutions in the market today helping lending organizations to reduce time to market for launching new loan products or expanding with new branches or responding to regulatory changes. Lending insitutions leverage CLI solutions to provide access to alternate finance to millions of people across the world.
CommonBond is a low-cost, high-impact student-lending platform dedicated to creating a better student loan experience through savings, service, and social good. Since its founding in 2011, CommonBond has raised over $100M to fund and refinance student loans. CommonBond is the first company to bring the “1-for-1” model of social good to education and finance: For every degree fully funded on the company’s platform, CommonBond funds the education of a student in need abroad for a full year.
We combine the best of crowdlending with the best of traditional finance to provide efficient service and innovative funding solutions that are fair, transparent, and affordable.
Direct Lending Investments is a private investment firm. We are the General Partner of the Direct Lending Income Fund, LP. Loaning money to established small businesses with trustworthy owners and a legitimate need for capital has historically provided very attractive returns. We make this compelling, income-producing asset class available to investors.
Insikt is an innovative, rapidly growing, venture backed start-up comprised of mission driven people who are inspired to build a lasting, purposeful company. The team is small, tight-knit and highly experienced. We are a mixed bag of engineers from top tier online lending and payments companies, former hedge fund investors from leading credit funds, and risk and data junkies from top consumer lenders. Engineering and product drive our culture along with a belief in transparency and innovation at all levels. We aim to change the status quo in financial services forever.
Lend Academy Investments makes it easy for people to invest in creditworthy people and businesses around the world. We invest directly in consumer and small business loans originated through p2p platforms like Lending Club, Prosper, and Funding Circle. We employ complex credit models that aim to optimize risk/reward and we use sophisticated order management software to purchase and manage loan portfolios for our clients.
LendInvest is a peer-to-peer lending platform for residential and commercial mortgages. All loans on the LendInvest platform are secured by a registered legal charge against property in the UK.
Crowdnetic is a leading provider of technology and market data solutions to the global crowdfinance marketplace. We operate the industry’s premier centralized hub for real-time market data aggregated from leading P2P, P2B and equity crowdfunding platforms across the globe. Crowdnetic owns and operates NowStreetWire.com and CrowdWatch.co.
Since 2005, MCC has been a Business Finance and Cash Advance Industry leader by providing unrivaled products and service.
Nortridge Software Company has been a leading developer of loan and financial software since 1981. In the early 1990s, we saw a growing demand for a comprehensive and flexible loan accounting and servicing system that would meet the competitive needs of the lending industry. Our response was the development of The Nortridge Loan System, a flexible and cost-effective tool for lenders to successfully manage their loan portfolios.
NoteX360 is a premier provider of execution and reporting services for the Alternative Lending Market. We offer execution services with strategy model integration and portfolio management automation for institutional and accredited individual investors. Through our low-latency Order Management System (OMS), clients can execute orders across multiple lending platforms from a single point of access. Our goal is to create the largest Global Alternative Lending Network for investors by aggregating lending products around the world.
Patch of Land is crowdfunding asset-backed residential and commercial real estate debt through a unique model of capital formation, a proprietary platform and best-in-class investor/developer relations. Patch of Land partners with developers who are rebuilding communities across America, while offering investors new asset classes and high quality opportunities for portfolio diversification. Patch of Land sources, underwrites, curates and co-invests in these high yield, securitized debt deals. Investors access detailed property and due diligence information, choose investments, and sign documents quickly and completely online. Developers benefit from access to new pools of capital, easy reporting and a pre-funding facility that ensures their projects begin without delay. Through its proprietary technology and processes, Patch of Land creates efficiencies in the real estate debt market, and provides access to these investment opportunities through a peer-to-peer crowdlending marketplace.
PeerTrader is a comprehensive research, analysis, and API-based execution platform for peer-to-peer lenders. Our product includes tools for developing, backtesting, and implementing investment strategies, in addition to risk management, portfolio analysis, and a full range of reporting, alerting, and monitoring capabilities. PeerTrader provides a low-latency API-based connection into peer-to-peer marketplaces to ensure that investors of all sizes are able to deploy capital quickly and efficiently. We can build custom features upon request and provide full integration services to help introduce peer-to-peer lending into your existing trading ecosystem. PeerTrader is a member of 1871, an incubator for Chicago-based tech startups.
Pepper Hamilton LLP is a multi-practice law firm with more than 500 lawyers nationally. The firm provides corporate, litigation and regulatory legal services to leading businesses, governmental entities, nonprofit organizations and individuals throughout the nation and the world.
Prime Meridian Capital Management is an investment management firm specializing in online Peer-to-Peer (P2P) lending strategies. Loans include consumer debt consolidation, small business financing, home improvement, auto financing, and more. We select loans using a risk based pricing approach that focuses on yield, duration, and credit quality with the objective of achieving consistent positive returns with low volatility and low correlation to other asset classes. Our flagship Prime Meridian Income Fund provides investors low cost access to short-duration, high yield loan portfolios by taking advantage of the efficiencies in the burgeoning Peer-to-Peer (P2P) lending space.
Realty Mogul allows investors to become equity holders in real estate opportunities that were historically difficult to access. Through the use of the Realty Mogul web platform, investors can browse and screen real estate investments, view details of an investment and sign legal documents online.
Red Rock Assets is the world’s first social lending platform for the mining industry. Our mission is to enable lenders to crowdfund the type of mining projects historically financed by banks and institutions. Through our platform, lenders may direct their funds to mining projects that offer 7.5% annual interest plus an additional forecast minimum 7.5% return on their loans through a pro-rata profit share from the projects they fund.
In the era of the Internet, the core of the operation of economic systems has changed from brick-and-mortar resources to intellectual property. Just in this new era of digital economy, SHACOM.COM was founded to develop and commercialize patented products in the fields of financial e-commerce and investment insurances. That is, the company’s mission is to provide innovative solutions in the financial e-commerce field.
Upstart lets people raise money in exchange for a small share of their income over 5 or 10 years. Backers invest directly in the person, not their idea or business.
Pave is a crowdfunding and direct-investing platform for networking experienced, successful professionals with groups of rising, talented individuals; and for facilitating and servicing a financial exchange between them.
Founded in 2007, Biz2Credit has arranged more than $1.2 billion in small business funding throughout the U.S. and is widely recognized as the #1 online credit resource for startup loans, lines of credit, equipment loans, working capital and other funding options. Using the latest technology, Biz2Credit matches borrowers to financial institutions based on each company’s unique profile — completed in less than four minutes — in a safe, efficient, price-transparent environment. Biz2Credit’s network consists of 1.6 million users, 1,200+ lenders, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Visit www.biz2credit.com, follow on Twitter @Biz2Credit, and Facebook at www.facebook.com/biz2credit.
BorrowersFirst is a next-gen P2P lending platform with a unique focus on serving borrowers. We provide fast, easy access to personal loans, transparent terms, friendly service, and engaging financial advice wrapped in a compelling brand that matches borrowers with institutional lenders to promote Connected Credit. BorrowersFirst is uniquely positioned to provide loans to a wide spectrum of borrowers while meeting the varying investment profiles of our institutional lending partners by mixing whole loan sales with on balance sheet funding.
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